Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for ...

Clint Proctor is a managing editor with the credit cards and travel rewards team at Forbes Advisor. He has eight years of experience in personal finance journalism and has contributed to a variety of ...

Upgrade path: You could earn your security deposit back and upgrade to an unsecured Quicksilver card with responsible use. Why we like this card for earning simple ...

When accepting credit card numbers over the phone from customers, you can easily identify the type of card without asking the customer. While each credit card has a unique string of numbers, in ...

Consolidating your credit card debt is usually a good idea if you can qualify for a lower rate than your current debts. Thirty-seven percent of all U.S. adults carried a credit card balance at least ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...